Health insurance is a very important component of any person’s safety net. Without sufficient health insurance, you can find yourself in a rough situation medically, made worse by a giant medical bill out of left-field! And if you have children this becomes especially important since their health is of the upmost importance.
When I was a kid in kindergarten, I remember my whole class went to the nurse and we did a little check-up to make sure we were in good health. When I was doing the eye test, my school nurse found out I could not see out of my right eye, which was effectively blind (I remember thought I had X-Ray vision in my right eye since everything was blurry out of that eye when I was a kid!) and losing vision in my left.
When my mom got the call from the nurse to tell her I was going blind she was getting her PhD— and had absolutely no insurance. So, she dropped out of her PhD program and found a job that had a good health insurance plan so she could take me to a specialist, which she did and the specialist ended up saving my vision. Another kicker to this is we also found out my little brother had the same issues during my check-ups and ended up saving his vision as well!
With this memory of mine, I cannot stress how much it helped me at a very young age, and I am thankful that something like this exists— otherwise I might not be here typing this today. Do not let yourself go without or have insufficient coverage, because you will never regret having it when you truly need it.