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warranty

Can You Get A Home Warranty for Free?

August 24, 2018 By Flor Caballero Lynch

architecture-1836070_960_720Yes, there are some situations where you may have free home warranty coverage on your home. These scenarios differ and have their pros (Well…it’s free!) and their cons.

Sometimes when acquiring a new home, a home warranty will be bundled into the sale by your real estate broker or agency, and usually these are given as a thank you/welcome home present. These plans are usually short lived and last only a year on average, so it is worth it to start looking around at what you want during that year!

If you have built the home with a builder sometimes the builder will include it as well to let you know that their build is covered, and you can live in the house with some peace of mind. A lot of times these warranties are limited to certain aspects of the house, such as plumbing, electrical, and air conditioning system— but these types of warranties usually are free and sometimes last longer period of time than one through a real estate agent.handymen-3091826_960_720

If you remortgage your house, your lender may include it as part of their deal with you— but these you usually will have to opt in and these bundled plans will act like a normal home warranty would and can vary in the amount of time it is free!

When you are getting a free warranty, make sure you understand the terms of the warranty and how you can cancel their coverage before/after the period is over. If you find a new warranty that provides more value to you, it might be worth it to get rid of the free warranty and start with one that you prefer, just always keep your eyes and ears peeled for what you want!

By Aaron Young

Filed Under: Homeowner Insurance, Insurance Tagged With: Home insurance, home warranty, homeowners insurance, insurance, warranty

What is Home Insurance?

August 10, 2018 By Flor Caballero Lynch

A Home Warranty is a type of service contract that will repair or replace appliances and crucial parts of your home, such as refrigerators, water heaters, and air conditioning— it felt like the Sahara in my home when mine died this summer, so thank goodness for home warranty!

But Home Warranty will cover other things such as your washer or oven when they decide to kick the bucket.

Home warranties can also be extended to your pool and spa, and these add-ons are usually at an extra cost, but can save you a lot of money, headache, and heartache when your pool pump gives up a ghost!

IMG_4173How does this work? Well, what happens is a technician will come by and screen the situation at hand, if it’s determined that the appliance is no longer working due to defect, age, or normal wear and tear then you will either have it replaced or repaired by a qualified specialist all for a small fee while the warranty company covers the rest.

This is an important component of any homeowner’s arsenal of tactics to combat trouble when it decides to say hello and can be the difference between you paying a couple hundred or a couple thousand— neither is fun but I would rather take $200 Mr. Trebek, not $2000.

By Aaron Young

Filed Under: Homeowner Insurance, Insurance Tagged With: home, Home insurance, home warranty, insurance, warranty

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Think Insurance, Think Flor

4420 N. Mesa St
El Paso, TX 79902

(915) 996-9799
FAX: 1-866-514-3064

flor@florinsurance.com
www.florinsurance.com

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