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Valentine’s Day for Families

February 28, 2020 By Flor Caballero Lynch

family-2611748_960_720 Valentine’s Day is a fantastic time of the year to remember your family members and appreciate all that they do for you! Since Valentine’s Day is a happy and loving holiday it becomes a great time to talk and discuss with your family about the good things that a life insurance policy brings! Sometimes the conversation that you will have about Life Insurance can be a little scary, but if talked about from a place of love it can be a very positive and fulfilling experience!

Did you know that 8 out of 10 Americans say that family is the most important thing to them, but that only 55% of them have life insurance? This scary statistic really shows the need for Life Insurance and how many can overlook it when providing future security for their loved ones! Use this Valentine’s Day as an excuse to have a conversation about Life Insurance with your family— and while some people might think Life Insurance is a strange gift, your loved ones won’t think it’s strange if you are no longer here and they were left with income to support themselves! 65466688-25EF-423E-ACF8-B73970583AFA

Let your family know for as long as they live, that you love them and will always be there to protect them! And a Life Insurance policy tells your family that you want them to be financially protected forever! If you are part of the 80% of people that put off buying Life Insurance because of overestimated costs, you should do your loved ones the greatest favor of all and find out how much it is for yourself—I think you will be very surprised!

Life/Love Insurance

February 21, 2020 By Flor Caballero Lynch

insurance-451282_960_720 Life Insurance isn’t always the first thing that comes to mind when finding ways to express your love, but it’s a great way to do so! I say this because 75% of people that buy a policy do so because of love—and this also explains why many have described Life Insurance as being “love insurance”!

While having benefits paid out from a Life Insurance policy is not the same as your family having you around, it still is a great way to show your family your appreciation to them in your passing! This also can apply if you are single too, if you have an aging parent, or are a guardian for a sibling or other family member—be sure to keep them in mind this Valentine’s Day! You love them with all your heart and wouldn’t want them to be left without your financial support if something were to happen to you! baby-3109433_960_720

Love crosses many boundaries, takes many forms, and comes with many ways to express it. This Valentine’s Day season show the loves in your life that you will be there for them as long as they are alive with Life Insurance! Your loved ones will always appreciate the foresight that you had and will always remember how much you cared for them long after you are gone!

Valentine’s Day + Life Insurance = Love

February 14, 2020 By Flor Caballero Lynch

valentines-day-618879_960_720 Are you having trouble figuring out what gift to get your loved one this Valentine’s Day? Instead of buying that big box of chocolates, that cheesy card from CVS, or that expensive diamond necklace this year, it might be time to look into something that is probably the ultimate signal of love: a life insurance plan!

A life insurance policy tells loved ones that you want to protect them if anything were to happen to you! I have had the honor of a loved one naming me in their life insurance policy, and it was an incredibly moving moment. It showed me that this person had me in their heart—even when faced with the thought of the worst! Doing this for your family can prove to be one of the best gifts that they ever receive, and it’s something both you and your loved ones will be proud of on days other than Valentine’s Day!

love-3061483_960_720 Making those you love in your life secure should always be the number one priority! If you are planning on buying a life insurance plan to benefit a spouse, this might not be the most romantic conversation that you can have on Valentine’s Day—but I promise you they will appreciate it more than you will ever know! Life Insurance is very affordable, easy to get started, and a great way to say: I love you!

Life Insurance is a Promise!

February 7, 2020 By Flor Caballero Lynch

heart-700141_960_720 Valentine’s Day 2020 is rapidly approaching, and we can see that retailers and spouses everywhere are feeling the pressure! Last year in 2019, Valentine’s Day shoppers spent a whopping $20.7 billion on candy, jewelry, stuffed animals, flowers, and other romantic gifts according to the National Retail Federation! On average a person in the United States plans to spend an average of $196.31, which is up a huge 21% jump over last year’s previous record of $161.96!

With these amounts in mind, why not add life insurance to the list of gifts you need to buy for your spouse? With the average Life Insurance policy costing as little as $150 per year, the math really starts to make sense! Did you know that according to LIMRA, 1 out of 3 consumers believe their spouse or partner should have more life insurance? This tells us that instead of walking up and down the corridors of a local mall looking for a paper-1100254_960_720 Valentine’s gift, you should be walking into your insurance provider’s office to get life insurance!

Always remember that Life Insurance is a promise, and it is a promise to those you love that you will be there for them, protect them, help them up—even if you have passed away. As Aristotle once said, “A promise made must be a promise kept”, so don’t break your promises and get a life insurance plan!

Life Insurance For Different Parts of Your Life

February 22, 2019 By Flor Caballero Lynch

When you are young, you get married, and begin raising a family. Money may be tight—but if you don’t want to leave your loved ones with nothing financially if you were to pass, you can get Term Life Insurance. This type of insurance has lower premiums than other types of life insurance, but only lasts for a set period of time.

Once you start establishing yourself in your career and earning more, you can elect to get Straight Life Insurance, and with these types of plans you never lose coverage for your entire life as long as you pay your premiums! These plans can be expensive, but can be worth it in the long run!

When you are older, you may have a fear that you and your spouse may not have enough income to sustain yourselves, if this is the case you can get Variable Life Insurance to help provide income, cash growth, and peace of mind in both life and death.

In all stages, Life Insurance is important, to you and those you love. Don’t regret not having it!

Reasons for Life Insurance

February 15, 2019 By Flor Caballero Lynch

When buying life insurance people are usually doing it for the benefit of those that they love. When doing so they look at things their loved ones will need in the future if themselves were to die, common reasons would be:

“My family relies on my income”,

“My loved ones don’t have the money to cover my final expenses or to cover the taxes on my estate.”,

“My spouse couldn’t do it all.”,

“My kids will be going to college.”,

“My spouse will be devastated. There’s no way they’ll be able to work right away.”

Reasons for getting life insurance can be far-reaching, but they all usually end up in the
same place: for the benefit of those that you love. Just always make sure that you have coverage that fits you and your loved ones needs!

Life Insurance is Love Insurance

February 8, 2019 By Flor Caballero Lynch

People usually buy themselves life insurance for the benefit of people that they love and want to provide a secure future for, it’s like writing a love letter from beyond the grave for someone you love—the ultimate love letter.

When you love someone, you want to move mountains for them while you’re alive, and it makes sense that you would still want to move mountains for your loved ones when you have passed on to the other side, Life Insurance can help do that. Life Insurance can provide security for those that you love so that if anything happens, you can rest assured that money is the last of their concerns when dealing with your death. It isn’t ever an easy subject to think about, but it’s a necessity to do so when it comes to those closest to your heart.

You never want to leave those you love having to pay your left behind debts, or picking up the pieces if you were their only provider, so you should always ensure that those that you love are covered if something were to happen to you with Life Insurance!

Life Insurance For Those You Love

February 1, 2019 By Flor Caballero Lynch

Purchasing Life Insurance is a great way to ensure that your loved ones have a great, fruitful, and secure future if you were to pass. In a 2016 study by the Life Insurance Management Research Association, they found that over 1/3rd of Americans wished their spouse had life insurance, 1 out of 3 is a huge amount! IF someone you loved felt that way, wouldn’t you go get life insurance for them?

People usually overlook Life Insurance when they are thinking of ways to provide, and it’s understandable. But once you realize how important it can be, you’ll know that it’s never really too late to start coverage! Keep in mind that the longer you wait, the higher the premium. So if price of premiums will be an issue, remember that the early bird gets the worm, so start early in life!

Life Insurance is a great way to say “I love you” to friends, to family, and to your spouse, and those words will continue to echo in their hearts long after you have passed on!