Truck Insurance is a vital part of being a trucker and is as essential as diesel is to a truck! The law states that you are unable to operate a truck at all that is not covered by insurance, so it doesn’t hurt to learn about what you will need to have come renewal time in order for it to go smoothly!
First and foremost, if you do not renew due to late or non-payment, it will hurt your ability to find coverage during renewal—which you may have to settle for a company that you do not prefer at that point! Always be sure to keep up with your payments!
Second, take note of the methods that you get around in your truck, if you travel without a trailer regularly you should consider Bobtail Insurance, or if you live in an area that is prone to natural disasters you could get Physical Damage insurance to cover any costs that you might run into due to a fire or even vandalism!
Third, let your agent know about any life changes that you have, such as getting married, getting divorced, or any difference in your family situation. Sometimes these changes can cause your pricing to go higher or lower depending on the situation, but either way it is always good to know that you are getting the right coverage for the right price!