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Flor & Associates Insurance Agency

El Paso Texas Insurance Agent Flor & Associates Insurance

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Flor & Associates Insurance Agency

Shopping Around Always Saves Money, Let Your Agent Do That For You

December 28, 2018 By Flor Caballero Lynch

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It’s always nice to have someone help you save money, especially when it’s in their best interest to do so. Independent agents are there to help you, and usually they can do this by giving you the best coverage for the least amount of money! They want to keep your business for when you have to renew, due to this it is not in their interests to push insurance products that are of no use to you or your checkbook.

Outside of just price, independent agents have a vast understanding of the way different companies work, so they can lend insight to the claim process with each company. This might be an important factor for some and this can be a valuable tool in your search as well!

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A captive agent may steer you towards a certain product knowing that you will probably come back if you are exhibiting that level of loyalty to go with a single company in the first place! Avoid that conflict of interest and go with an independent agent in order to be good to yourself, your assets, and your wallet!

Filed Under: Auto Insurance, Business Insurance, Disability Insurance, Health Insurance, Homeowner Insurance, Insurance, Life Insurance Tagged With: benefits of choosing an independent agent, captive agents, differences between independent and captive agents, Flor & Associates Insurance Agency, independent insurance agents, insurance

Why should I purchase a commercial auto insurance policy?

July 15, 2011 By Aaronflorlynch

If you are a business owner, you may be contemplating whether you need to purchase a commercial auto insurance policy. Perhaps you hired a new employee who will be making deliveries for your company. Maybe you bought a new vehicle for the business. No matter why you’re considering a commercial auto policy, you need to be able to understand why it could be a better choice than a personal policy.

[Read more…] about Why should I purchase a commercial auto insurance policy?

Filed Under: Auto Insurance, Business Insurance Tagged With: auto accidents, auto insurance, benefits of commercial insurance, business insurance, commercial vs personal insurance, El Paso, Flor & Associates Insurance Agency, Texas

Why should I choose an independent insurance agent?

May 27, 2011 By Aaronflorlynch

Insurance is sold by two types of agents: captive and independent. Captive agents are tied to a sole company. For example, a State Farm agent can only sell State Farm products. Independent agents, in contrast, represent multiple companies and can provide a variety of products.

[Read more…] about Why should I choose an independent insurance agent?

Filed Under: Insurance Tagged With: benefits of choosing an independent agent, differences between independent and captive agents, El Paso, Flor & Associates Insurance Agency, independent insurance agents, insurance, Texas

Can you afford not to have workers compensation?

April 12, 2011 By Aaronflorlynch

Nobody goes to work thinking, “I’m going to get hurt today. I’m going to fall off a ladder, slip on a recently mopped floor, or injure my hand while transporting files from the car to the office.” Nobody thinks that, but workplace accidents happen all the time. An employee’s hand gets cut on a piece of glass, and it needs stitches. Another employee trips over a box at the loading dock and breaks his or her foot.

[Read more…] about Can you afford not to have workers compensation?

Filed Under: Business Insurance, Insurance Tagged With: business insurance, El Paso, employees, employers, Flor & Associates Insurance Agency, insurance, Texas, workers compensation, workplace accidents

A legacy of love: life insurance

January 31, 2011 By Aaronflorlynch

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Filed Under: Insurance, Life Insurance Tagged With: El Paso, Flor & Associates Insurance Agency, permanent life insurance, return of premium, term life insurance, Texas, whole life insurance

At the Last-Minute: Business Protection and Tax Deductions

December 7, 2010 By Aaronflorlynch

You are your business’ most valuable asset. Your skills and knowledge are unique. No one can replace you. What would happen to your business if you were unable to work for an extended period of time due to an illness or injury? Would your business survive? If you have Business Expense Protection insurance, it could. If you’re thinking about the new year and your business’ future, Business Expense Protection is the perfect investment. The insurance guarantees that your business will remain open until you are able to return to work, or you decide to sell it. The insurance also offers an immediate tax deduction if obtained before December 31.

[Read more…] about At the Last-Minute: Business Protection and Tax Deductions

Filed Under: Business Insurance, Disability Insurance, Insurance Tagged With: Business Expense Protection, El Paso, Flor & Associates Insurance Agency, Tax Deductions

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Think Insurance, Think Flor

4420 N. Mesa St
El Paso, TX 79902

(915) 996-9799
FAX: 1-866-514-3064

flor@florinsurance.com
www.florinsurance.com

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