Flor & Associates Insurance Agency

El Paso Texas Insurance Agent Flor & Associates Insurance

El Paso

Why should I purchase a commercial auto insurance policy?

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If you are a business owner, you may be contemplating whether you need to purchase a commercial auto insurance policy. Perhaps you hired a new employee who will be making deliveries for your company. Maybe you bought a new vehicle for the business. No matter why you’re considering a commercial auto policy, you need to be able to understand why it could be a better choice than a personal policy.

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Why should I choose an independent insurance agent?

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Insurance is sold by two types of agents: captive and independent. Captive agents are tied to a sole company. For example, a State Farm agent can only sell State Farm products. Independent agents, in contrast, represent multiple companies and can provide a variety of products.

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Can you afford not to have workers compensation?

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Nobody goes to work thinking, “I’m going to get hurt today. I’m going to fall off a ladder, slip on a recently mopped floor, or injure my hand while transporting files from the car to the office.” Nobody thinks that, but workplace accidents happen all the time. An employee’s hand gets cut on a piece of glass, and it needs stitches. Another employee trips over a box at the loading dock and breaks his or her foot.

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At the Last-Minute: Business Protection and Tax Deductions

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You are your business’ most valuable asset. Your skills and knowledge are unique. No one can replace you. What would happen to your business if you were unable to work for an extended period of time due to an illness or injury? Would your business survive? If you have Business Expense Protection insurance, it could. If you’re thinking about the new year and your business’ future, Business Expense Protection is the perfect investment. The insurance guarantees that your business will remain open until you are able to return to work, or you decide to sell it. The insurance also offers an immediate tax deduction if obtained before December 31.

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