If you have a liquor license for your business you know that you are in a highly regulated space that has a ton of rules and is much different than if you just ran a place that sold only T-shirts and shoes! You know that there are a certain set of rules and guidelines that you must keep track of to retain your license—and due to this a common liability insurance plan definitely wouldn’t cut it!
Liquor Liability Insurance is something that is a must for any business that has a liquor license! Think of it this way, say this St. Patrick’s Day a man gets extremely drunk, gets into his car, and causes an accident—your establishment might be found liable for the accident! Many pubs, bars, taverns, and restaurants have been sued in the past due to intoxicated customers causing accidents or property damage after leaving, and only a specific type of insurance can cover these types of situations!
If you’ve ever feared this happening to your business you should put yourself at ease this St. Patrick’s Day by getting Liquor Liability coverage! You can’t control what your customers do when they leave and are intoxicated—just be sure to speak with your insurance agent in order to cover your Pub or Restaurant from any harm with good insurance coverage!