After each summer season, we start to see the leaves and weather change! Birds beginning their journey to distant exotic lands, and people seeing changes in their own feelings and stress-levels as well! But unfortunately, some people start to feel a bit more stressed during the fall! With another year of pandemic-related precautions to adhere to—the traditional methods of decompressing in the fall are somewhat harder to do, so here is a list of things you can do to help you relieve some stress during the Autumn months!

Cleaning is a great, and counter-intuitive way to help you relieve your stress! Just by putting on some music and letting yourself just clean, you can help your mind see that there is much more to life than just stress! It also can be a good low-impact workout if you have to scrub things by hand! By using your tension to propel yourself into small tasks around your home, it can reduce your stress quite a bit!

Watching a movie is another great way to reduce stress, and since a lot of us are still in locales where we are unable to fully enjoy going out in public, watching movies at home is a great way to reduce stress! Finding and watching Autumn-themed movies is a fun way to take your mind off of your stress and can help remind you that you are in the middle of one of the most beautiful seasons of the year! Alternatively, a lot of movie theaters are starting to open up with many precautions to help the public stay safe during this strange time—so this can be a great option as well!

Decorating your home is always a fun way to reduce stress and to help signify the coming of fall! Since we are in October, putting up Halloween-themed decor is a great way to do it! Some decorations can be made on a pretty slim budget, and can be a lot of fun to do if you have a family! It can be as simple as making a Jack-O-Lantern, or strings of popcorn to hang over a mantle! Google, Bing, or Yahoo search engines can be your best friend when searching for other ideas such as these!

If you are a small business owner, whether you know it or not, are responsible for the livelihoods of those that you employ at your business! If you were to unexpectedly pass, you would want to make sure that your business and legacy can carry on so you can help provide for your employee’s livelihoods even after you have passed on!

Life Insurance is also a good option for those owners who have a family that depends on the income of your business! And if you had to leverage any personal assets or incurred debt to keep your business afloat, a life insurance policy could be used to pay off any debts that might still be outstanding! If you are a single business owner with limited family, as mentioned in the opening paragraph, you can even name the business itself as the beneficiary so it can stay operational in your absence!

Business owners can take out many different types of Life Insurance, and pick whichever one that they see fit for their needs! It all depends on preference and the circumstances at hand—but it’s best to talk to your insurance agent so you can figure out what’s best for your business, your family, and yourself!

During the Autumn months it is always a smart decision to start thinking about how to start saving on household bills and costs—and when it gets cold outside, there are many ways that the weather is taking money right out of your wallet! But luckily there are ways to help prevent this from happening with just a few adjustments to your home!

If you have blinds in your home, you can switch to curtains to help reduce heat loss in the winter through insulation by closing them at night, and also utilizing the heat during the day by keeping them open for the sunlight! Another tip to help reduce heating bills is to lay rugs and carpets through your home if you have hardwood or tile floors! Rugs and carpets help reduce the effect of drafts and can help keep your feet nice and cozy when it starts to get colder outside!

Upgrading your thermostat to a smart-thermostat is another great way to help reduce your heating and energy bills! There are many different kinds of smart-thermostats that have various features to choose from, but many of them can save you money on your energy bills! There are also discount programs through many local utility companies for some of these products—give them a call to inquire!

In all, there are many different ways that you can help save energy, and thereby your wallet! Look around your home and see what other savings you can find!

With the fall of 2021 upon us, and over a year and half of living through this pandemic, we all

still need to find time our days to relax and to do fun activities to help keep ourselves happy, as well as help pass the time even while in a lockdown! We have assembled a list of fun Fall activities you can partake in this upcoming Autumn!

With football season starting this month, there are many opportunities each weekend to have fun with this one: Have a tailgate in your driveway! Just set-up a grill, a cooler with your favorite drinks, and maybe a lawn game or two before your favorite team kicks off a game! You might be able to even get a game of catch in with your family too!

Take a hike out in the leaves, or if you are in an area that permits you might be able to find a cornmaze (Socially distanced, of course) to get lost in too!  Farmer’s Markets are always another great attraction to go to during the autumn months, and are always a great way to support your local community during this tricky time in history! Drive-In movies are also great in the fall, take a look around for local ones that are near you!

There are many other ways to have some fun this fall, but always remember in everything that you do—to stay safe, and stay healthy!

Keeping active during a lockdown can be a tricky proposition, but this can also get a lot more complicated when it happens during the colder months of the year! Luckily, there are many ways to help you keep active during these months that aren’t too hard or hassling to do!

A good rule of thumb, according to the World Health Organization, is to keep yourself active at least 150 minutes a week if you are doing things that are moderate in intensity, or if you are doing more vigorous activities you can reduce that to 75 minutes! If you have a work from home job and find yourself with a break, you can do a quick brisk walk inside your home, clean up a room, play with a pet or child, or perform simple home repairs!

You can sign up for one of the many online exercise classes that are offered out there! There are many different outlets to choose from in regards of which exercise program to choose—so keep in mind your budget, and your physical limitations when choosing a program!

There are many other different ways to help yourself keep active during a lockdown during the fall, try not to let the colder weather and lockdowns keep you from being as active as you can be—your body will thank you for it!

In our post-COVID-19 world that we find ourselves in, you might have some questions regarding life insurance and how the Coronavirus (As well as all its variants) if has affected Life Insurance policies! In terms of getting a new policy, yes you can still acquire a new life insurance policy during the Coronavirus pandemic! And to be frank, the Life Insurance industry is busier than they have been before! Applications for Life Insurance policies increased 4% over 2020—which is the highest year over year growth rate ever!

At the beginning of the pandemic it might have been trickier to get a policy in a timely manner when things were still completely locked down, but since 2020, there have been massive improvements to the process and many companies have adjusted their medical check processes to help move things along as they should! But you might start to see more COVID related questions on Life Insurance applications going into the future!

If you have had the Coronavirus, you may have to wait a certain amount of time after you have recovered to submit a Life Insurance application—but after this company-determined waiting period you usually will be cleared to submit an application! But if you have any questions about Life Insurance or any other kinds of coverage, you should know you can contact your insurance agent and they will be more than happy to help you through it all!

With new strains of the Coronavirus showing up all over the world we all have a newfound need to remember some methods to help stay healthy during the colder months of the year! And though the pandemic is a great reason in itself to review healthy best practices—these same practices can be used to prevent other illnesses that like to show up when the leaves, and temperatures both fall!

Washing your hands is one of the best and simplest ways to help stay healthy during the pandemic, as well as prevent other sicknesses as well! According to the CDC, you should wash your hands for at least 20 seconds, or sing “Happy Birthday” to yourself twice! Remember to also practice social distancing from those who you do not share a household with!

Wearing a mask is also a huge way to help stay healthy during the colder months of the year! Another added benefit of wearing a mask is it helps your lips and nose stay warm when the temperatures start to dip! Also be sure to continue to get your annual flu shot on top of any other vaccines you might need for the upcoming fall and winter seasons—the CDC cites this as one of the best ways to protect against the flu and other diseases!