Nobody goes to work thinking, “I’m going to get hurt today. I’m going to fall off a ladder, slip on a recently mopped floor, or injure my hand while transporting files from the car to the office.” Nobody thinks that, but workplace accidents happen all the time. An employee’s hand gets cut on a piece of glass, and it needs stitches. Another employee trips over a box at the loading dock and breaks his or her foot.
Tax season. Love it or hate it, but it’s that time of year. You’re gathering wage statements, receipts, and whatever other items you need in order to file your taxes with the IRS.
Many of us have heard of or read the book, The Five Love Languages. We know those languages: words of affirmation, quality time, gifts, acts of service, and physical touch. While those languages are necessary, most of them will only leave a fond memory. They won’t provide for our loved ones when we’re gone. In order to care for our loved ones, we have to learn a new love language, the language of life insurance.
I doubt many people enjoy sorting through insurance paperwork, but the paper cuts and headaches are worth the hassle. Some of my friends thought rental cars were included in their car insurance only to find – after being in a car accident – that they weren’t. My friends ended up having to pay their deductible as well as the cost of a rental. Ouch. If they had reviewed their coverage, they might have noticed the gap in it and paid the few extra dollars per month to have a rental included in their auto insurance.
You are your business’ most valuable asset. Your skills and knowledge are unique. No one can replace you. What would happen to your business if you were unable to work for an extended period of time due to an illness or injury? Would your business survive? If you have Business Expense Protection insurance, it could. If you’re thinking about the new year and your business’ future, Business Expense Protection is the perfect investment. The insurance guarantees that your business will remain open until you are able to return to work, or you decide to sell it. The insurance also offers an immediate tax deduction if obtained before December 31.
We are now licensed in Texas and New Mexico.
Banal (buh NAL) adj. – unoriginal; ordinary
Example: The dinner conversation was so banal that Amanda fell asleep in her dessert dish.