Protect your investments with landlord and property insurance. Landlord and property insurance helps you protect your buildings and other structures from damage caused by tenants and environmental factors like fire, lightning, wind, hail, ice, and snow. We’ll walk you through every step of the way to make sure you get the customized coverage you need.

Liability
Protects against legal/medical expenses/ judgment or settlement costs incurred due to negligence on business property whether a tenant, visitor or even a trespasser is injured on your rental property. You are also covered if you, as the landlord, are found responsible for another person’s property damage e.g. If you neglect to fix a leaking water pipe and mold damage destroys a tenant’s personal property.

Building Coverage
Protects your property in event of loss by fired, storm damage, theft, vandalism and tenant damage.

Business Income Coverage
This insurance will help compensate you for lost income in the event that a rental property becomes uninhabitable due to a covered loss, such as a storm or apartment fire. Your loss of income coverage, or “rental reimbursement,” will prevent you from losing the income you would have had if you were collecting rent.

Nonpayment of Rent
Rent Guarantee insurance is optional cover that helps to protect you, as a landlord, from being at risk if your tenants have difficulty paying their rent. Rent Guarantee can be an invaluable policy for landlords who rely on the rental income to pay the mortgage.

EPLI
Protects the business against lawsuits brought on by employees for claims against unfair treatment and discrimination

Umbrella
Adds additional coverages to all insurance lines covered, raises limits of protection

Cyber Liability
Protects against cost incurred due to data breach

Equipment Breakdown Coverage
Protection for items such as your home’s appliances, furnace or HVAC system in case of an electrical or mechanical breakdown