Whether you’re running a small-town B&B or are managing a large spa and resort, you have a lot on your plate. Worrying about finding the right insurance is the last thing you need. We understand the unique demands of the hospitality industry, so let us help you find a customized insurance plan for your business at a price that fits your budget.

General Liability
Third-party claims for bodily injury or damage to property because of your business.

Sexual Harassment and Molestation
Physical abuse, such as sexual or other bodily harm and non-physical abuse, such as verbal, emotional or mental abuse. Errors, omission or misconduct

Professional Liability
Protects you from claims or accidents arising from the scope of your professional duties like acts of negligence. If you get sued, this insurance can pay your legal costs, which includes the cost of an attorney and a settlement if one is awarded.

Accident Insurance
Coverage protects students, teachers and supervisors when they are involved in a covered accident that occurs on school grounds or during supervised school activities and includes things like hospital trips, doctor appointments, bandages, casts and medicine to prevent illness or infection.

Building Coverage
Protects your property in event of loss by fired, storm damage, theft, vandalism and tenant damage.

Business Personal Property
Assets of your business, such as building, equipment and supplies

Business Auto
Covers and vehicle used for business

Hired and Non owned
Provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work. This protection applies to vehicles you “hire” (like a rental car) or vehicles your business doesn’t own (like employees’ personal vehicles).

Workers Compensation
Compensates employees who are hurt on the job. Pays medical/loss of income/death

Employee Dishonesty & Theft
Protects businesses against property thefts committed by employees.

Directors & Officers
Protects decisions made by a board member, should it gravely affect the business

EPLI
Protects the business against lawsuits brought on by employees for claims against unfair treatment and discrimination

Cyber Liability
Protects against cost incurred due to data breach

Umbrella
Adds additional coverages to all insurance lines covered, raises limits of protection