As a contractor, it can be a hassle to work with multiple companies to get the coverage you need to protect your business from injuries and property damage. Let us help you simplify the process with contractors insurance. Our passionate and specialized insurance agents will walk you through the process and help you find a personalized coverage plan.
Provides coverage for customer injuries, customer property damage, and lawsuits related to both
Error & Omission (Faulty Workmanship)
Protects products completed that may cause injury due to negligence.
Protects your contents whether your own or rent an office
Covers equipment that is transported from place of business to job site if stolen, repairs for damaged tools, rental fees for tools and equipment while you’re waiting for replacement
Protects your property in event of loss by fired, storm damage, theft, vandalism and tenant damage.
Adds additional coverages to all insurance lines covered, raises limits of protection
Covers and vehicle used for business
Hired and Non owned
Provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work. This protection applies to vehicles you “hire” (like a rental car) or vehicles your business doesn’t own (like employees’ personal vehicles).
Compensates employees who are hurt on the job. Pays medical/loss of income/death
Proof of financial ability to complete project, often requested by city
Builders risk insurance is a type of property insurance coverage for builders and construction professionals that will provide coverage for damages to buildings while they are under construction. Policies can also cover materials, fixtures and equipment being used in the construction or renovation of the building.
Contractors Professional Liability
Purchased by contractors that provide design and building services, and provides coverage of errors made by the contractor as well as errors made by third-parties hired by the contractor, such as engineers, architects and other vendors
Environmental and Pollution Contractors
Environmental contractors are exposed to an array of risks. They work directly with biohazardous waste, sewage, infectious or chemical containment. It’s their responsibility to clean up spills that could lead to a potentially catastrophic environmental issue— this place a heavy burden on contractors.
covers personal property installed, fabricated or erected by a contractor. It covers the property until the installation work is accepted by the purchaser or when the insured’s interest in the property installed ceases
Protects the business against lawsuits brought on by employees for claims against unfair treatment and discrimination
Protects against cost incurred due to data breach