As an automotive shop, you face many unique risks with expensive equipment and the care of your clients vehicles. Let our Commercial Specialist help protect the business you have worked so hard to build.  We will walk you through every step of the way to ensure you get the customized package you need.

General Liability
Protects against legal/medical expenses incurred due to negligence on business property

Business Personal Property
Protects your investment of tangible items on your business property against fire, earthquakes, vandalism, theft, storms and accidents. Includes outdoor signage, fencing, furniture or inventory.

Garage Liability
Includes hired/non-owned drivers and physical damage to client’s vehicles

Building Coverage
Protects your property in event of loss by covered peril

Inland Marine
Covers equipment that is transported from place of business to job site

Property and Equipment Insurance
Additional coverage for the special equipment in case of power surges, mechanical breakdowns, burned out motors, or if your employee accidentally does something that causes the equipment to fail.

Commercial Auto
Auto Insurance that covers any business vehicles used for business purposes

Hired and Non owned
Provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work. This protection applies to vehicles you “hire” (like a rental car) or vehicles your business doesn’t own (like employees’ personal vehicles).

Workers Compensation
Compensates employees who are hurt on the job. Pays medical/loss of income/death

Commercial Umbrella
Adds additional coverages to all insurance lines covered, raises limits of protection

EPLI
Protects the business against lawsuits brought on by employees for claims against unfair treatment and discrimination

Cyber Liability
Protects against cost incurred due to data breach

Business Interruption
Also known as loss of income insurance helps keep you in business when unexpected events occur. If the unthinkable does happen and your entire business is destroyed, you will still need to pay the bills, including paying employee wages, rent or mortgage, suppliers, taxes. And you’ll probably need to supply yourself some income, too. Business interruption insurance can help keep your business afloat as well as pay for a temporary site, if the need arises.

Employee Dishonesty
Protects businesses against property thefts committed by employees.