It’s tempting to assume that a data breach or loss is never going to occur at your company. Unfortunately, that assumption isn’t a reflection of reality. Data is lost every day. Sometimes, that data loss is accidental. Other times, the loss is the result of hackers. When that loss occurs, will your business be covered?
September is Life Insurance Awareness Month. In honor of it, we thought we would examine why it’s important to have life insurance. Regardless of who you are or where you are in life, life insurance is an important component of planning for your future. It not only helps you to grow your wealth but also to protect it and the people whom you cherish.
If you are a business owner, you may be contemplating whether you need to purchase a commercial auto insurance policy. Perhaps you hired a new employee who will be making deliveries for your company. Maybe you bought a new vehicle for the business. No matter why you’re considering a commercial auto policy, you need to be able to understand why it could be a better choice than a personal policy.
Nobody goes to work thinking, “I’m going to get hurt today. I’m going to fall off a ladder, slip on a recently mopped floor, or injure my hand while transporting files from the car to the office.” Nobody thinks that, but workplace accidents happen all the time. An employee’s hand gets cut on a piece of glass, and it needs stitches. Another employee trips over a box at the loading dock and breaks his or her foot.
You are your business’ most valuable asset. Your skills and knowledge are unique. No one can replace you. What would happen to your business if you were unable to work for an extended period of time due to an illness or injury? Would your business survive? If you have Business Expense Protection insurance, it could. If you’re thinking about the new year and your business’ future, Business Expense Protection is the perfect investment. The insurance guarantees that your business will remain open until you are able to return to work, or you decide to sell it. The insurance also offers an immediate tax deduction if obtained before December 31.