Copyright 2014 Site designed and powered by Intro Flare
Business auto insurance covers many of the same items that personal insurance covers such as liability, uninsured/underinsured motorist, collision, comprehensive, personal injury protection and rental reimbursement. The differences between commercial and personal auto insurance lie in coverage limits, the type of businesses covered, and the people who drive your vehicles.
Additionally, business auto insurance provides more protection for you, your employees, and your business.
A commercial policy is in your best interest if:
- You require coverage for other types of business ownership classifications, including partnerships and corporations. - You need to protect any and all employees allowed to drive a company vehicle. - You require higher coverage limits than those offered through a personal policy. - You need coverage for pick-up and delivery of goods or people. - Your employee drives their own vehicle during company time (non-owned auto)